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【报到时的保险】ING Mediplus和A-Life med regular新保险的介绍

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电梯直达

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发表于 2013-3-20 15:48:18 |只看该作者 |倒序浏览

Announcement

In conjunction with the integration of the businesses and operations of AIA and ING in Malaysia under one license effective 17 June 2013, please be advised that ING.COM.MY has been deactived.

Kindly visit AIA.COM.MY to access our new AIA servicing portals.

We apologize for any inconvenience caused. We look forward to continue serving you as we embark upon a dynamic new chapter in Malaysia.

Thank you.

Yours sincerely,
AIA Bhd.

最新通知，从2013年6月17日起，AIA公司和ING公司整合，使用同一张执照，新的官网是AIA.COM.MY
原帖子以下链接已经都打不开了，新的保险介绍请参考 http://www.aia.com.my/en/resources/41828b004fde5f54bcdcbd4d852ca926/A-Life_med_regular_brochure_full_20130529_final.pdf （打不开这个网站的在帖子后面下载附件）

因为我是直接让MM2H代理那边去做的保险，对大马的保险业也不了解，没多加选择就先定了一年的ING保险，下面是仅供参考的保费表格，按照性别和年龄来区分，价格会不一样。
公司网站https://www.ing.net.my 这个计划的详细介绍 https://www.ing.net.my/ingcorporateweb/Documents/IIBNet/Brochure/ING_MediPlus.pdf （22页开始中文版本的详细介绍，打不开的下载附件）
关于这个计划的官网说明：

ING Mediplus

	Fulfilling your total healthcare needs

	Imagine having a medical plan that guarantees hospital admission and takes care of your medical bills upon discharge at our panel hospitals. This is what the ING MediPlus (IMPlus) can do for you. With absolute convenience and hassle free hospitalization, you now have the comfort and peace of mind to focus on what is more important – your health.
	With IMPlus, you need not worry about funding for healthcare costs or it being a burden on yourself and your loved ones. It is designed to give you maximum protection, flexibility and convenience at minimum cost. All you have to do is select from a choice of three IMPlus plans that suit your needs and let it work for you.
	If you opt for the cashless facility (using ING Medical Card at our panel hospitals), we will pay the medical bills according to the plan you have purchased, without you having to make payment first. For non-cashless facility, you settle the medical expenses first, and submit for reimbursement later.

Benefits:
•	Referral Emergency Assistance Programme
•	Comprehensive Hospitalization and Surgical Coverage
•	Out-of-hospital coverage 下面是代理给我的解释：这个医疗保险是包括任何的疾病，只有住院的情况才可以使用，只要是之前没有的疾病都能索偿。非免现金的医疗保险：需要自己先付费，然后拿单据到保险公司索偿。免现金的医疗保险：有医疗卡的保险，就只能在指定的医院（医院的名单看这里https://www.ing.net.my/ingcorporateweb/Healthcare_services_eb.aspx）才能使用，账单将由保险公司根据客户所购买的保险计划来支付。非免现金版本打算更换去免现金版本的话，需要等到现在的保险到期后才能更换，更换的手续费是20马币，申请后2个星期能拿到医疗卡，这个医疗卡不包括中国的医院，但从您购买保险的那一天算起的3个月内，假如您在中国有住院，那么就可以在过后拿着单据向保险公司索偿，3个月后就不包括马来西亚以外的住院了。